Russell Carothers Chairman, President & CEO The Citizens Bank of Winfield Winfield, AL Glen F. Davis President & CEO First Community Bank Chatom, AL J. Menza Dudley President Phenix-Girard Bank Phenix City, AL Albert H. Garrett President & CEO Robertson Banking Company Demopolis, AL B.K. "Skipper" Goodwin,III Chairman, President & CEO First Financial Bank Bessemer, AL Anthony Humphries President & CEO NobleBank and Trust, N.A. Anniston, AL Robert R. Jones, III President & CEO United Bank Atmore, AL John J. Mullins Chairman & CEO Premier Bank of the South Cullman, AL Victor E. Nichol, Jr. President & CEO First National Bankers Bank, Alabama Birmingham, AL Joseph F. Quinlan, Jr. Chairman, President & CEO First National Bankers Bankshares, Inc. Baton Rouge, LA Dennis Upchurch President & CEO Citizens Bank & Savings Company Russelliville, AL Eugene Wortham President & CEO Small Town Bank Wedowee, AL

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