The essence of a banker’s bank is found in our operations or “back room” services, which are so critical to the day-to-day operations of community banking. ABB offers an outstanding array of operations services to maximize your investment funds while improving access to your accounts. Cash Management Coin & Currency Fed Funds Wire Transfer Electronic Services Cash Management Advantages As a Cash Management customer of ABB, we assist you in managing your liquidity on a daily basis. With this service, we invest your bank’s excess funds in our Agency Fed Funds Program based on your target balance or we draw on your bank’s established fed funds line of credit to cover any negative end-of-day balance that you might incur. This ensures that your daily cash position will be settled without the back office hassle. Some of the advantages include: Fast and easy operations; Competitve availability; Increasing profitability by maximizing the use of funds which are swept daily from your account and placed in overnight fed fund investments; No reserve requirement, giving you higher levels of earning assets; Reduction in staff time required to maintain a system to monitor your banks funds position; Elimination of the occasional situation where someone was out of your bank or a credit was not invested. Coin & Currency Order Electronically Place order for coin and currency with ABB over the Internet using ABB's powerful ExtraNet system. All of your branches can place orders separately over the Internet to fulfill their local needs and improve operational efficiency. Fed Funds All agent financial institutions are monitored by ABB for Regulation F compliances, with documentation furnished to ABB customers quarterly. ABB is dedicated to providing the best quality service for federal funds investments. Additionally, funds may be purchased from ABB with an established line of credit. Wire Transfer Services ABB sends/receives hundreds of wire transfers daily. Outgoing wires are generally processed within one hour of the request. Wire advices and confirmations are delivered to the ABB Extranet where they can easily be viewed or printed at your convenience. An email notification can be sent to the appropriate personnel at your bank when an advice has posted to your account. ABB ExtraNet Our communications network, the ABB Extranet, is a secure internet-based system that allows you and your staff the ability to initiate transactions and access reporting from your desktop. The ABB Extranet has been customized to the unique needs of ABB’s respondents and is extensible to meet your banking needs today and into the future. ExtraNet Features: Addresses OFAC Concerns; Contains Full Reporting; Based on Pure Internet Standards; Dedicated to Customer Service; Reliable and Fault Tolerant; Your Complete Correspondent Information Portal; Security Measures; Supports All of Your Transactions. For more information about our services, please visit our Contact Us page or contact your business development representative at 800-737-0535.

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