Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # First National Bankers Bank Community Banking throughout the Southeast and Midwest ## Sitemaps - [XML Sitemap](https://www.bankers-bank.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [News](https://www.bankers-bank.com/news/) - [If AI Can’t Find Your Bank, Do You Really Exist?](https://www.bankers-bank.com/if-ai-cant-find-your-bank-do-you-really-exist/) - Let me start with a request. Open up any Generative AI tool you might have. ChatGPT, CoPilot, Claude, etc. Ask this question: “What are the best banks for a small business owner?” What do you see regarding the results that are returned from that inquiry? If you don’t have access to GenAI or didn’t get - [How Community Banks Can Attract and Retain Top Talent](https://www.bankers-bank.com/how-community-banks-can-attract-and-retain-top-talent/) - Read here. - [Preparing for the Unknown with Asset Liability Management](https://www.bankers-bank.com/preparing-for-the-unknown-with-asset-liability-management/) - If there is one thing the banking industry has proven over the past several years, it is that change is inevitable. Interest rates shift. Liquidity pressures emerge. Economic conditions fluctuate. Community banks are constantly balancing today's realities while preparing for tomorrow's uncertainties. Change will come, are you prepared when it does? Preparation looks different for - [A Blood Drive Post. A Threat to a Sheriff. A Two-page Comment that Ended Up in a Law Enforcement Investigation.](https://www.bankers-bank.com/a-blood-drive-post-a-threat-to-a-sheriff-a-two-page-comment-that-ended-up-in-a-law-enforcement-investigation/) - Read here. - [Preventing Check Fraud with Positive Pay](https://www.bankers-bank.com/preventing-check-fraud-with-positive-pay/) - Read here. - [Innovation is the Key to Regaining Ground from Fintechs](https://www.bankers-bank.com/innovation-is-the-key-to-regaining-ground-from-fintechs/) - I recently read an article from The Financial Brand titled “Refined Innovation Execution Can Help Banks Regain Ground Lost to Fintechs.” It struck a chord for me as it closely aligns with many of the points I have been making over the past several years. But as is often the case, the value is in - [Discovering the Value of Loan Operations](https://www.bankers-bank.com/discovering-the-value-of-loan-operations/) - I had the opportunity to learn more about our Loan Operations team, and one word kept coming up throughout our conversation: support. While many people think the lending process ends once a loan is approved, Loan Operations manages everything afterward. From funding and payment processing to compliance monitoring, documentation tracking, payoff administration, and client communication, - [Beyond Crypto: Why Stablecoins and Tokenized Deposits Deserve the C-Suite's Attention](https://www.bankers-bank.com/beyond-crypto-why-stablecoins-and-tokenized-deposits-deserve-the-c-suites-attention/) - Author’s Note: Last week, I delivered a keynote on Digital Assets for attendees at our Summer Conference. If you heard my talk, the article below will serve as a useful summary for follow-up discussions with your senior management team and board. If you missed Summer Conference, you missed much more than my presentation. But take - [Investment Newsletter](https://www.bankers-bank.com/investment-newsletter-4/) - FNBB Economic Report -- June 15, 2026 - [Gen Z Isn’t Confusing Banking - We Are](https://www.bankers-bank.com/gen-z-isnt-confusing-banking-we-are/) - I recently read an excellent Financial Brand (FB) article where the author highlights how Gen Z is rapidly redefining what a “primary banking relationship” actually means. It is well researched and, in many ways, confirms what I have been writing about for years. Yet, it stops just short of the real issue, which is that - [Investment Newsletter](https://www.bankers-bank.com/investment-newsletter/) - FNBB Economic Report -- June 1, 2026 - [Balancing Opportunity and Risk: How FNBB Supports Community Bank Lending](https://www.bankers-bank.com/balancing-opportunity-and-risk-how-fnbb-supports-community-bank-lending/) - If you ask someone, what do you think of when you think about lending? He or she probably thinks about the final result. Maybe it’s helping a business owner open a new restaurant or giving a customer the opportunity to purchase his or her first home. What usually goes unseen is the careful evaluation and - [Investment Newsletter](https://www.bankers-bank.com/investment-newsletter-3/) - FNBB Economic Report -- May 11, 2026 - [Investment Newsletter](https://www.bankers-bank.com/investment-newsletter-8/) - FNBB Economic Report -- May 18, 2026 - [Simplify Operations and Strengthen Insight with Strategic Reporting](https://www.bankers-bank.com/simplify-operations-and-strengthen-insight-with-strategic-reporting/) - Community bankers are responsible for the management of an immense volume of activity on a daily basis. The access to information is infinite; however, turning that information into something meaningful can be challenging. If you can relate to this, FNBB’s NetLink Payment Summary Report may be the solution for you! The NetLink Payment Summary Report - [Investment Newsletter](https://www.bankers-bank.com/investment-newsletter-2/) - FNBB Economic Report -- May 4, 2026 - [GenAI Requires a Different Type of Employee Education](https://www.bankers-bank.com/genai-requires-a-different-type-of-employee-education/) - The financial services industry is no stranger to technological change. From online banking to mobile payments, institutions have repeatedly adapted to new tools, new channels, and new customer expectations. But artificial intelligence, particularly Generative AI (hereafter referred to as GenAI), is not simply another phase in that evolution. It represents a structural break in how - [Understanding the Numbers Behind the Mission: A Look Inside Finance](https://www.bankers-bank.com/understanding-the-numbers-behind-the-mission-a-look-inside-finance/) - There is a significant amount happening behind the scenes in banking. Work that most people may not see, but that impacts every decision, every service, and every success. Recently, I had the opportunity to learn more about our Finance team, and it quickly became clear that their role is not just about numbers on a - [Is Bank of America’s New Rewards Program a Bold Move?](https://www.bankers-bank.com/is-bank-of-americas-new-rewards-program-a-bold-move/) - I was reading a recent Financial Brand article about how Bank of America seems determined to prove it can be reborn through rewards. I’ll give them credit; this is a bold move. I am a big fan of offering incentives particularly if focused on attracting and keeping young customers. However, I don’t believe BofA’s new - [Why the Branch Still Matters More Than Ever](https://www.bankers-bank.com/why-the-branch-still-matters-more-than-ever/) - In his recent Financial Brand article, “‘The Branch Is Dead'...Is Dead: Have We Reached National Branch Equilibrium?”, Steve Reider makes a strong case that the long-predicted demise of the branch was, in fact, premature. Actually, he goes further to declare the debate is over. He says, “The branch won.” That’s a pretty bold statement, but - [Payments, Not Accounts Will Define Primacy](https://www.bankers-bank.com/payments-not-accounts-will-define-primacy/) - Nick Holland makes a bold proclamation that checking account primacy is dead in his recent article, “How to Build Customer Relationships When Checking Accounts No Longer Confer Primacy.” Clearly a provocative statement. And like most provocative statements in banking, it’s partly true… and partly missing a much bigger point. If you’ve read my previous articles - [First National Bankers Bankshares, Inc. Announces New Board Members](https://www.bankers-bank.com/first-national-bankers-bankshares-inc-announces-new-board-members/) - First National Bankers Bankshares, Inc. recently elected two new members to the Board of Directors for FNBB, Inc. and its banking subsidiary, First National Bankers Bank. The terms for Mr. Curtis Evatt, President & CEO of Oconee Federal Savings and Loan Association in Seneca, South Carolina and Mr. Dennis Murphy, President and CEO of Gulfside - [Assessing Your Core System’s Readiness for a Digital-First Present](https://www.bankers-bank.com/assessing-your-core-systems-readiness-for-a-digital-first-present/) - Read here. - [Wealth Transfer - Are You Strategically Planning to Hold on to Deposits?](https://www.bankers-bank.com/wealth-transfer-are-you-strategically-planning-to-hold-on-to-deposits/) - Let’s start with a number, $124,000,000,000,000. 124 trillion … that’s the estimated amount of wealth that will be transferred generationally in the next 20 years. Some portion of that vast wealth is sitting in your financial institution. Ownership will get transferred, and year by year, more and more deposits and other assets will pass down - [Why Community Bank Projects Stall (and How to Get Them Moving Again)](https://www.bankers-bank.com/why-community-bank-projects-stall-and-how-to-get-them-moving-again/) - Read here. - [A New AI Trend Banks Should Be Paying Attention To](https://www.bankers-bank.com/a-new-ai-trend-banks-should-be-paying-attention-to/) - Read here. - [Harnessing GenAI Tools Must Be a 2026 Strategic Imperative](https://www.bankers-bank.com/harnessing-genai-tools-must-be-a-2026-strategic-imperative/) - Last week, FNBB rolled out an enterprise version of ChatGPT to all FNBB employees. We see the use of Generative AI (GenAI) as a strategic, collaborative tool that can assist our team members to work smarter, be more efficient and introduce more insight into our thinking across all our service offerings. The GenAI rollout process - [Omnichannel Isn’t Broken — Our Thinking About It Is](https://www.bankers-bank.com/omnichannel-isnt-broken-our-thinking-about-it-is/) - I recently read an article in The Financial Brand titled “The Omnichannel Gap Is Growing Faster Than Banks Can Close It.” It’s well-researched and, frankly, a bit of a gut punch, though not for the reasons the author may have intended. The author of the article correctly points out that banks are struggling mightily with - [The Bank Social Media Scam Banks Didn't See Coming](https://www.bankers-bank.com/the-bank-social-media-scam-banks-didnt-see-coming/) - Read here. - [2025 Was an Eventful Year for Cannabis: What You Need to Know](https://www.bankers-bank.com/2025-was-an-eventful-year-for-cannabis-what-you-need-to-know/) - In 2025, cannabis banking crossed an inflection point that many financial services executives might have anticipated but few fully prepared for. Let me state clearly: there was no definitive resolution to the long-standing conflict between federal prohibition and state-level cannabis legalization, nor did it usher in a simple expansion of permissible banking activity. Instead, it - [Trying to Remediate Customer Attrition? You’ve Got to Dig Deeper…](https://www.bankers-bank.com/trying-to-remediate-customer-attrition-youve-got-to-dig-deeper/) - As we come to the end of the year, it is an excellent time to review annual key performance metrics. An important one that I am not sure most banks track is customer attrition rate. I’m not talking just about total customers who closed accounts (although that is a good stat to know …). The - [Implementing a Profitable Growth Strategy for Today and Tomorrow](https://www.bankers-bank.com/implementing-a-profitable-growth-strategy-for-today-and-tomorrow/) - Read here. - [FNBB Capital Markets, LLC and Banc Consulting Partners Form Strategic Alliance to Enhance Capital Strategy for Community Banks](https://www.bankers-bank.com/fnbb-capital-markets-llc-and-banc-consulting-partners-form-strategic-alliance-to-enhance-capital-strategy-for-community-banks/) - Birmingham, AL and Westlake, OH — [December 11, 2025] — FNBB Capital Markets, LLC, a subsidiary of First National Bankers Bankshares, Inc., specializing in retirement planning and bank owned life insurance (BOLI) for community financial institutions, today announced a strategic alliance with Banc Consulting Partners, designed to expand its BOLI offering for community banks. This - [Get Serious About Making Mobile Banking Fun](https://www.bankers-bank.com/get-serious-about-making-mobile-banking-fun/) - In my latest huddle with a group of younger FNBB employees, we had a spirited discussion about what features they felt must be included in a mobile banking app in order for it to be viable for attracting and keeping younger customers. I am building a comprehensive list of features and will provide the full - [A Penny for Your Thoughts? Nope, You’ll Have to Round Up!](https://www.bankers-bank.com/a-penny-for-your-thoughts-nope-youll-have-to-round-up/) - The final penny was minted on November 23, after 230 years in production. In February, President Trump ordered the Treasury to stop minting pennies. The reason is sound; it cost more than a penny to make them and minting 4.5 billion pennies a year was costing around $180,000,000. Not hard to figure that if it - [FNBB, Inc. Named One of the 2025 Best Banks to Work For](https://www.bankers-bank.com/fnbb-inc-named-one-of-the-2025-best-banks-to-work-for/) - Read 2025 Best Banks to Work For Press Release here. - [Going Back to School? Returning Financial Literacy to the Classroom](https://www.bankers-bank.com/going-back-to-school-returning-financial-literacy-to-the-classroom/) - I have a distinct memory of getting education on financial literacy as a senior in high school. I can’t remember if this was part of the civics curriculum, but it was not just a class or two. There was significant instruction that covered making payments, balancing accounts, creating a budget and other related financial topics. - [Social Compliance is Not a Marketing Plan](https://www.bankers-bank.com/social-compliance-is-not-a-marketing-plan/) - Read here. - [AI vs Automation: Which is Right for Which Banking Applications?](https://www.bankers-bank.com/ai-vs-automation-which-is-right-for-which-banking-applications/) - A recent Financial Brand article on AI versus Automation caught my eye. Not just because the topic is relevant and the content excellent, but because the article was written by one of FNBB’s own customers, Corey LeBlanc of Locality Bank, headquartered in Ft. Lauderdale Florida. The focus of the article is how FIs should differentiate - [Does the Genius Act Provide a Stablecoin Service Opportunity for Community Banks?](https://www.bankers-bank.com/does-the-genius-act-provide-a-stablecoin-service-opportunity-for-community-banks/) - The Genius Act and Stablecoins have blasted into the lexicon spurring strategic thinking of community bankers. While it may seem like an “all of a sudden” event, this has been brewing for quite some time. Certainly, having The GENIUS Act signed into law in July sparked a flurry of “what does this mean” reaction from - [Balancing Fraud Prevention and Profitability: Best Practices for Community Financial Institutions](https://www.bankers-bank.com/balancing-fraud-prevention-and-profitability-best-practices-for-community-financial-institutions/) - Read here. - [How First Amendment Audits are Impacting Banks - And What You Should Do About It](https://www.bankers-bank.com/how-first-amendment-audits-are-impacting-banks-and-what-you-should-do-about-it/) - Read here. - [Harnessing AI and Automation: Practical Use Cases for Community Banks](https://www.bankers-bank.com/harnessing-ai-and-automation-practical-use-cases-for-community-banks/) - Read here. - [Big Banks Are Upgrading Their SMB Services but You Can Still Own This Market](https://www.bankers-bank.com/big-banks-are-upgrading-their-smb-services-but-you-can-still-own-this-market/) - At the risk of sounding like a broken record, let me assert that Small and Medium Sized Businesses (SMBs) represent a community bank’s most valuable customers. They generate a significant portion of your non-fee income, are a source for multiple types of loans and generally are a key component of the health of the local - [Still Hesitant About Adopting GenAI? Large FIs are Aggressively Rolling Out AI…](https://www.bankers-bank.com/still-hesitant-about-adopting-genai-large-fis-are-aggressively-rolling-out-ai/) - Large financial institutions are largely public entities which means they face quarterly calls with analysts to share news and provide guidance on future financial performance. Some analysts have begun to ask these large FIs how they are harnessing AI to improve efficiencies and gain more market share. Since these analyst calls are public, it gives - [Dominance in Virtual Banking Might Hinge on Your Ability to Target Life Stages](https://www.bankers-bank.com/dominance-in-virtual-banking-might-hinge-on-your-ability-to-target-life-stages/) - I recently wrapped up a week of teaching banking technology at the Graduate Banking School at the University of Colorado. One of the issues that inevitably comes up in class discussions is how Fintechs are marketing to customers as an “alternative” to traditional banks. What I see is a Fintech offering a highly personalized virtual - [The Next Best Word](https://www.bankers-bank.com/the-next-best-word/) - Being part of FNBB’s marketing team introduces me to new concepts and strategies across a wide variety of banking services, including a brief introduction to AI tools. I recently was able to join our Chief Financial Officer and Chief Innovation Officer on a bank visit where we discussed Artificial Intelligence (AI) that was greatly beneficial - [Got GenAI Skeptics? Here’s How to Get Them Onboard](https://www.bankers-bank.com/got-genai-skeptics-heres-how-to-get-them-onboard/) - Almost overnight, AI, specifically Generative AI (or GenAI), has become the hot button du jour. Virtually every company I review has decided there is some AI component that must be a part of their service. Setting aside the fact that shoehorning AI into an unwarranted solution doesn’t always make it better (and in fact could - [Bridging the Customer Experience Gap May Be Your Most Strategic Move for 2026](https://www.bankers-bank.com/bridging-the-customer-experience-gap-may-be-your-most-strategic-move-for-2026/) - As we continue through the dog days of summer, there is more than just the weather heating up. New research shows a widening gap between the perception of an institution’s delivery on Customer Experience (CX) and how customers rate their institution on delivering CX. You can read the full article from the Financial Brand here. - [FNBB Makes Strategic Move to Faster Payments with Aptys Solutions](https://www.bankers-bank.com/fnbb-makes-strategic-move-to-faster-payments-with-aptys-solutions/) - Read full press release here. - [Save Money, Save Time & Improve Results with FNBB Strategic Partner, CrossCheck Consulting Group](https://www.bankers-bank.com/save-money-save-time-improve-results-with-fnbb-strategic-partner-crosscheck-consulting-group/) - Find out how your financial institution can save money, save time, and improve results here. - [The Next Generation of Banking](https://www.bankers-bank.com/the-next-generation-of-banking/) - Over the past year, a group of young FNBB bankers met with Chief Innovation Officer David Peterson to brainstorm, research, and collaborate on how financial institutions could remediate the challenge of acquiring and retaining new younger customers. Read their finished work: The Next Generation of Banking white paper by clicking here. - [FNBB, Inc. Announces Hiring of Reid Lynch for FNBB Capital Markets Division](https://www.bankers-bank.com/fnbb-inc-announces-hiring-of-reid-lynch-for-fnbb-capital-markets-division/) - First National Bankers Bankshares, Inc. has announced the hiring of Reid Lynch to the position of Senior Vice President, FNBB Capital Markets. Mr. Lynch will be covering financial institutions in the state of Arkansas and assisting them with their needs as it relates to the investment portfolio and related services. “We are thrilled to announce - [FNBB Selects FISC for Core Processing](https://www.bankers-bank.com/fnbb-selects-fisc-for-core-processing/) - FNBB, Inc. has selected Financial Institutions Services Corp (FISC) based in West Monroe, Louisiana as its third-party service provider for its core processing. On May 19, 2023 FNBB will be converting from its current core banking system, FIS Bankway over to FIS Horizon XE. FNBB will be using a third-party service provider, FISC as our - [FNBB, Inc. Named Best Places to Work by the Baton Rouge Business Report](https://www.bankers-bank.com/fnbb-inc-named-best-places-to-work-by-the-baton-rouge-business-report/) - FNBB is proud to announce that it earned the distinction of being named one of the Best Places to Work by the Baton Rouge Business Report in Baton Rouge, Louisiana. FNBB lives by our core values that includes Dependability, Diversity, Innovation, Integrity, Service Beyond Comparison, Teamwork and being a Trusted Partner. We wish to thank - [FNBB, Inc. Announces New Board Member](https://www.bankers-bank.com/fnbb-inc-announces-new-board-member/) - First National Bankers Bankshares, Inc. recently elected a new member to the Board of Directors for FNBB, Inc. and its banking subsidiary, First National Bankers Bank. The term for Mr. Jerry Ledet, Jr., President and CEO of Synergy Bank in Houma, Louisiana begins on August 22, 2022. He succeeded Mr. J. Randall Prather who retired - [FNBB Announces Partnership with Aptys Solutions](https://www.bankers-bank.com/fnbb-announces-partnership-with-aptys-solutions/) - First National Bankers Bank (FNBB), a leading provider of correspondent banking services in the southeastern United States announces its recent partnership with Aptys Solutions. FNBB serves more than 600 financial institutions with leading edge services designed to foster the growth and success of community banks in their markets. Aptys Solutions is the leading provider of - [FNBB Announces Hiring of Steven Champney](https://www.bankers-bank.com/fnbb-announces-hiring-of-steven-champney/) - First National Bankers Bank, a leading correspondent in the southeastern United States, is pleased to announce the hiring of Steven Champney. Mr. Champney joined FNBB as Senior Vice President and Chief Financial Officer on April 1, 2022. Prior to joining FNBB, Mr. Champney has previously worked at First Commerce Corporation, a multi-bank holding company based - [FNBB Announces Hiring of Rose Washofsky](https://www.bankers-bank.com/fnbb-announces-hiring-of-rose-washofsky/) - First National Bankers Bank, a leading correspondent in the southeastern United States, is pleased to announce the hiring of Rose Washofsky. Ms. Washofsky joined FNBB as Senior Vice President and Relationship Manager on May 1, 2022 and will be responsible for business development in North Carolina, South Carolina and adjacent markets. “We are thrilled to - [FedNow Participation Announcement](https://www.bankers-bank.com/fednow-participation-announcement/) - First National Bankers Bank to Help Shape the future of Instant Payments. FNBB will be a leader in the industry’s charge to provide American consumers and businesses with instant payments services that deliver control, convenience and certainty by participating in a pilot program for the Federal Reserve’s upcoming instant payments offering, the FedNowSM Service. The - [First National Bankers Bank Chief Innovation Officer](https://www.bankers-bank.com/first-national-bankers-bank-chief-innovation-officer/) - First National Bankers Bank announces the appointment of David Peterson as the company's first Chief Innovation Officer. Tuesday, October 5, 2021 For Immediate Release Contact: Joseph F. Quinlan, III Phone: 225‐924‐8015 Baton Rouge, Louisiana First National Bankers Bank Bankshares, Inc. First National Bankers Bank Chief Innovation Officer Announcement First National Bankers Bank, the leading correspondent ## Pages - [](https://www.bankers-bank.com/) - Services for Every Bank. 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[Asset Liability Management](https://www.bankers-bank.com/services/investment-services/asset-liability-management/) - Our Asset Liability Management platform helps financial institutions measure and manage risk, forecast balance sheet performance, meet regulatory requirements, and make critical business decisions. - [Audit Services](https://www.bankers-bank.com/services/audit-solutions/) - At FNBB Services Corp. we understand the challenges audits present to community banks. Finding qualified auditors can be difficult and maintaining staff to address the full range of regulatory requirements is, in most cases, prohibitively expensive. To help our customer banks meet the mandates from their boards of directors and regulators to establish and maintain - [Loan Review Services](https://www.bankers-bank.com/services/loan-review-services/) - FNBB Services Corp. can fulfill the Regulator's requirement to perform an ongoing analysis of your loan portfolio. - [The Compliance Center](https://www.bankers-bank.com/services/compliance-services/the-compliance-center/) - Our online Compliance Center gives our customers access to a broad range of compliance resources to help them stay up to date on current issues and regulations. - [Compliance Services](https://www.bankers-bank.com/services/compliance-services/compliance-services/) - FSC experts help our customer banks’ compliance and BSA/AML programs meet management expectations and hold up to regulatory scrutiny. - [Social Engineering](https://www.bankers-bank.com/services/audit-solutions/social-engineering/) - Our auditors provide guidance for employees on how to best protect against data breaches while continuing to offer the friendly customer service that distinguishes your institution from the competition. - [IS Auditing](https://www.bankers-bank.com/services/audit-solutions/is-audit/) - FNBB Services Corp. offers the latest assessment methodologies and technology tools to help community banks better understand and manage cybersecurity. With extensive experience in both banking and information technology, our staff of certified auditors directs turnkey audits following FFIEC Information Technology Examination Handbook guidelines. Our IS Audit Services Include: Ancillary systems Backup, recovery, and insurance - [Internal Auditing](https://www.bankers-bank.com/services/audit-solutions/internal-audit/) - FNBB Services Corp. offers shareholder and customer banks customized, ongoing internal audits. We evaluate internal control systems and address internal audit regulatory requirements with agreed-upon risk-based procedures. Our Internal Audit services are high-quality, turnkey solutions provided by experienced, knowledgeable FNBB Services Corp. staff. Our Internal Audit Services Include: Review of current policies and procedures Testing - [Financial Institution Bond](https://www.bankers-bank.com/services/insurance-services/financial-institution-bond/) - Protect your financial institution from the risks that may arise as a consequence of carrying out your business. - [Property and Casualty Insurance](https://www.bankers-bank.com/services/insurance-services/property-and-casualty-insurance/) - Banks are vital to every community, even more so following a catastrophic event. Your quick recovery is crucial to the recovery of businesses and consumers who rely on your services. - [Directors and Officers Liability Insurance](https://www.bankers-bank.com/services/insurance-services/821-2/) - Whether the result of willful misconduct, human error or technical issues, failure to perform requires banks to have Directors and Officers Liability Insurance. - [Cyber Risk Insurance](https://www.bankers-bank.com/services/insurance-services/cyber-risk-insurance/) - FNBB Insurance Agency, LLC works solely with financial institution risks and insurance carriers that are experts in providing protection. - [Interest Rate Hedging/Swaps](https://www.bankers-bank.com/services/credit-and-lending-services/interest-rate-hedging-swaps/) - Through our partner, BMO, we give community financial institutions access to low-cost solutions for loan-level hedging with no long-term contracts, retainers, or minimums. - [Client Services](https://www.bankers-bank.com/services/deposit-operations/client-services/) - Our knowledgeable, skilled, and professional Client Services associates assist our customer banks with all aspects of their FNBB banking relationship. - [Bank Formation Services](https://www.bankers-bank.com/services/bank-formation-services/) - FNBB offers Escrow Services designed to assist De Novo Organizing consortiums. - [Credit and Lending Services](https://www.bankers-bank.com/services/credit-and-lending-services/) - Assisting your institution in handling its lending needs is a primary focus at FNBB. - [Compliance Services](https://www.bankers-bank.com/services/compliance-services/) - FNBB Services Corp. Compliance Services present an objective, independent analysis about your organization's performance. - [FNBB Capital Markets, LLC](https://www.bankers-bank.com/services/capital-markets-llc/) - FNBB's Capital Markets, LLC Retirement Plan Services provides community banks a resource for retirement plans. ## Conferences - [Meetings Agenda](https://www.bankers-bank.com/conference/the-experience/meetings-agenda/) - View the itinerary of the meetings agenda. - [Attendees](https://www.bankers-bank.com/conference/the-experience/attendees-2/) - View a current attendee List. - [Conference Agenda](https://www.bankers-bank.com/conference/the-experience/conference-agenda/) - View The Experience Conference Agenda for a detailed timeline of sessions and events. - [Conference Materials - Tuesday](https://www.bankers-bank.com/conference/summer-conference/conference-materials-tuesday/) - Tuesday's presentations - [Event Information](https://www.bankers-bank.com/conference/summer-conference/event-information/) - View important Pre and Post information regarding the Summer Conference event. - [Conference Agenda](https://www.bankers-bank.com/conference/summer-conference/conference-agenda/) - View the Summer Conference agenda for a detailed timeline of meetings, workshops and activities. - [Conference Critique](https://www.bankers-bank.com/conference/summer-conference/conference-critique/) - A Conference Critique will be available post conference. - [Conference Materials - Wednesday](https://www.bankers-bank.com/conference/summer-conference/conference-materials-wednesday/) - Wednesday's presentations - [Conference Materials - Monday](https://www.bankers-bank.com/conference/summer-conference/2793-2/) - Monday's presentations - [Conference Program](https://www.bankers-bank.com/conference/summer-conference/fnbb-staff-list/) - View a copy of the Conference Program. - [Our Team](https://www.bankers-bank.com/conference/summer-conference/our-team/) - View a list of our team. - [Attendees](https://www.bankers-bank.com/conference/summer-conference/attendees/) - Current Attendee List. - [Resort Information](https://www.bankers-bank.com/conference/summer-conference/venue-information/) - View important information regarding resort reservations and amenities. - [Speakers](https://www.bankers-bank.com/conference/summer-conference/speakers/) - View list of speakers for this year's business meetings. - [Meetings Agenda](https://www.bankers-bank.com/conference/summer-conference/meetings-agenda/) - View an itinerary of the conference meetings agenda. - [Venue Information](https://www.bankers-bank.com/conference/the-experience/venue-information-2/) - View important information regarding resort reservations. - [The Experience: BSA | Payments | Financial Crimes](https://www.bankers-bank.com/conference/the-experience/) - [Our Team](https://www.bankers-bank.com/conference/the-experience/staff/) - View a list of FNBB and FNBB Services Corp. staff. - [Annual Summer Conference and Investment Conference](https://www.bankers-bank.com/conference/summer-conference/) - [Conference Critique](https://www.bankers-bank.com/conference/conference-critique-2/) - View conference critique. - [Sponsorship](https://www.bankers-bank.com/conference/sponsor/) - Information on our Sponsor. - [Conference Materials - Thursday](https://www.bankers-bank.com/conference/3336-2/) - View Friday presentation materials. ## Speakers - [Chris Hersey](https://www.bankers-bank.com/speaker/chris-hersey/) - Chris Hersey was born and raised in North Carolina and has been in law enforcement for 25 years. Chris graduated from the of the University of North Carolina at Charlotte in 2000, with a Bachelor of Science in Criminal Justice. Chris also graduated from the United States Naval War College in 2022, with a Master - [Mark Nutsch](https://www.bankers-bank.com/speaker/mark-nutsch/) - From the battlefield to the business world, Mark Nutsch shares his remarkable story and the secrets to his success—from leading a heroic 12-man Green Beret team in defeating the Taliban to founding a wildly popular and award-winning bourbon brand. In October 2001 following the attacks on 9/11, Mark Nutsch led a team of U.S. Special - [Amber Milenkevich](https://www.bankers-bank.com/speaker/amber-milenkevich/) - Amber Milenkevich joined ICBA as Vice President of Government Relations. She comes to ICBA from New York Life, where she focused on retirement policy. With experience across the public and private sectors, including work on political campaigns, United States Capitol, NAFCU, and New York Life, Amber brings a clear, people-centered approach to complex policy issues. - [Chad Davis](https://www.bankers-bank.com/speaker/chad-davis/) - [Katie Brumley](https://www.bankers-bank.com/speaker/katie-brumley/) - [James "Shep" Morgan, II](https://www.bankers-bank.com/speaker/james-shep-morgan-ii/) - [Reaves Crabtree](https://www.bankers-bank.com/speaker/reaves-crabtree/) - [William "Bill" Albright](https://www.bankers-bank.com/speaker/william-bill-albright/) - [Delvan Irwin](https://www.bankers-bank.com/speaker/delvan-irwin/) - [Deborah Seymour](https://www.bankers-bank.com/speaker/deborah-seymour/) - [Chris Corts](https://www.bankers-bank.com/speaker/chris-corts/) - [Pax Mogenson](https://www.bankers-bank.com/speaker/pax-mogenson/) - [Steven Champney](https://www.bankers-bank.com/speaker/steven-champney/) - [Joseph F. Quinlan, III](https://www.bankers-bank.com/speaker/joseph-f-quinlan-iii/) - President & CEO First National Bankers Bankshares, Inc. - [John W. Munsell](https://www.bankers-bank.com/speaker/john-w-munsell/) - John Munsell is the co-founder and CEO of Bizzuka, an AI consulting and transformation company based in Lafayette, LA. He is also the author of the book INGRAIN: Strategy through Execution – The Blueprint to Scale an AI-First Culture. John began his career in banking, spending five years with a small, regional bank in Louisiana, - [Elliot Eisenberg, Ph.D.](https://www.bankers-bank.com/speaker/elliot-eisenberg-ph-d/) - Elliot Eisenberg, Ph.D., is an internationally acclaimed economist and public speaker specializing in making the arcana and minutia of economics fun, relevant, and educational. He earned a B.A. in economics with first-class honors from McGill University in Montreal, as well as a Master's and Ph.D. in public administration from Syracuse University. Eisenberg, a former Senior - [Terry Bradshaw](https://www.bankers-bank.com/speaker/7242/) - Terry Bradshaw is a four-time Super Bowl champion quarterback for the Pittsburgh Steelers, a two-time Super Bowl MVP, an NFL Hall of Famer and a Sports Broadcasting Hall of Fame inductee, as well as a multi-Emmy award-winning broadcaster on "FOX NFL Sunday." Bradshaw is also a popular actor, New York Times best-selling author, gospel and country - [Brett Rawls](https://www.bankers-bank.com/speaker/brett-rawls/) - Brett brings extensive leadership experience in high-growth financial services organizations, with a track record of driving key strategic initiatives, overseeing business operations, improving bottom line and facilitating change. He has been active the last 27 years in the financial services industry, having spent time at The Federal Reserve Bank, multiple correspondent and commercial bank environments, - [Adam Brown](https://www.bankers-bank.com/speaker/adam-brown/) - Adam Brown is a dedicated payments professional with over 26 years of experience working across various areas of the payments business, nurturing strong client relationships and helping customers succeed. With a background in customer & franchise operations, law, fraud/risk products and overall account management, he brings practical insight and a steady approach to navigating complex - [Fred Reggie](https://www.bankers-bank.com/speaker/fred-reggie/) - Fred Reggie is a distinguished executive coach, international speaker, and respected authority on leadership, service culture, communication, and nonprofit governance. He has partnered with leading organizations and Fortune 500 companies to help them strengthen connections, build vibrant cultures, and drive sustainable excellence. Throughout his career, Fred has guided senior executives through complex challenges, including leadership - [Jeremy Thornton, Ph.D.](https://www.bankers-bank.com/speaker/jeremy-thornton-ph-d/) - Jeremy Thornton, Ph.D. serves as associate dean and the Dwight Moody Beeson chair of business, professor of economics and the coordinator of the social entrepreneurship program at Brock School of Business. He teaches micro-economic theory, development economics, social entrepreneurship and international economics. Prior to his academic career, Thornton was involved in international economic development. In - [John Douglas](https://www.bankers-bank.com/speaker/john-douglas/) - John Douglas is the Outreach Director in the Supervision and Regulation Division at the Federal Reserve Bank of Atlanta. John joined the Atlanta Fed in May 2004 as a Senior Examiner. He was promoted to Director in 2013 and has managed teams of specialized examiners throughout the Federal Reserve System. He has served as an - [Nico Clark](https://www.bankers-bank.com/speaker/nico-clark/) - Nico Clark is a Senior Analyst with EPIC Insurance Brokers and Consultants based in the New York City area. He serves on the Professional, Executive, and Cyber Solutions team within the Lemme organization. Nico has experience as a Business Development Representative within the IT space, where he gained a fundamental understanding of the cybersecurity industry - [Amanda Compton](https://www.bankers-bank.com/speaker/amanda-compton/) - Amanda Compton is a Payments Strategies Industry Consultant with the Secure Payments team in the Federal Reserve Financial Services. She works with internal teams and external stakeholders on advancing fraud prevention, detection, and mitigation related content to promote improvements within the U.S. payment system. Prior to joining the Federal Reserve, Amanda Compton was the Director - [Tyler J. Hoke](https://www.bankers-bank.com/speaker/tyler-j-hoke/) - Tyler began working for the OCC at the St. Louis Office in January 2013 and has spent the majority of his career working in financial crime risk management. He is currently the BSA/AML Lead Expert Support for midsize and community bank supervision, providing subject matter expertise on large and complex BSA/AML examinations, administering training to - [David Peterson](https://www.bankers-bank.com/speaker/david-peterson/) - [Heather Spillman](https://www.bankers-bank.com/speaker/heather-spillman/) - [Jay Wisener](https://www.bankers-bank.com/speaker/jay-wisener/) - [Brandon LaSpina](https://www.bankers-bank.com/speaker/brandon-laspina/) - Brandon LaSpina is a Senior Analyst with EPIC Insurance Brokers and Consultants based in New York City. Brandon is a cyber specialist within EPIC’s Professional, Executive and Cyber Solutions team, a part of the Insurance Capital Solutions Group. Brandon is currently involved in the evaluation, negotiation, and placement of cyber insurance products across all industry - [Kelly Geary, ESQ. ACP, CCP, CIPP/US](https://www.bankers-bank.com/speaker/kelly-geary-cipp/) - Kelly Geary is a Managing Principal with EPIC Insurance Brokers and Consultants based in the New York City area. She serves as the National Practice Leader for Professional, Executive & Cyber Solutions team within the Insurance Capital Solutions division. Kelly also serves as the Divisional Leader for Lemme, a Division of EPIC. Kelly has spent - [Kareem Meleika](https://www.bankers-bank.com/speaker/kareem-meleika/) - Kareem is a Senior Consultant for the Verizon Threat Research Advisory Center (VTRAC). His focus is in SMS Mobile Fraud, Dark Web Hunting, Threat Intelligence, and Identity Protection. Kareem comes from a background in Military Intelligence with over 15 years of experience as a Language Enabled Intelligence Analyst who has led and supported an array - [Gracie Ortiz](https://www.bankers-bank.com/speaker/gracie-ortiz/) - Gracie Ortiz is the OperationSeer at DataSeers, a FinTech firm helping Banks and FinTech’s with Compliance, Fraud, Reconciliation, Onboarding and Data Analytics. Before being named COO, Gracie’s experience was in the regulatory landscape of global onboarding KYC/KYB. Driven by her passion to support the fight against human trafficking, her goal is to help drive change - [Robert Villanueva](https://www.bankers-bank.com/speaker/robert-villanueva/) - Robert Villanueva currently leads the Cyber Threat Intelligence Division of Q6 Cyber. Mr. Villanueva joined Q6 Cyber after 25 years of dedicated service in the United States Secret Service, where he specialized in transnational cybercrimes, access device fraud, network intrusions, and identity theft data breaches affecting the private sector. During his tenure, Mr. Villanueva was - [Eddie Strom](https://www.bankers-bank.com/speaker/eddie-strom/) - Eddie is a Senior Risk Examiner with the Federal Deposit Insurance Corporation (FDIC) in the Albany, Georgia Field Office. He is a graduate of Valdosta State University with a Bachelor of Business Administration in Accounting and the Graduate School of Banking at Louisiana State University. Eddie began his banking career with the Georgia Department of - [Melissa Sneed](https://www.bankers-bank.com/speaker/melissa-sneed/) - Melissa Sneed is the Deputy Commissioner for Supervision for the Georgia Department of Banking and Finance (Department). As the Deputy Commissioner for Supervision, she is responsible for oversight responsibility for all Georgia state-chartered financial institutions including banks, credit unions, holding companies, and non-depository trust companies. Melissa is also Certified Examination Manager. Melissa joined the Department - [Christene Whitman](https://www.bankers-bank.com/speaker/christene-whitman-2/) - Christene Whitman currently serves as the Director, Compliance and BSA Officer at Truliant Federal Credit Union. Since joining Truliant in 2020; Christene has worked diligently across lines of business to deliver a culture of compliance message through various programs and initiatives. Throughout her 20+ year career working in financial institutions, Christene has held leadership roles - [Kelly Rozier](https://www.bankers-bank.com/speaker/kelly-rozier/) - Kelly Rozier is an Associate in the Payments, Compliance and Financial Crimes group. She has 14 years of banking experience; specializing is Electronic Payments, Prior to joining Stout, Kelly was responsible for the payments governance including treasury services and oversight for an $18 billion in assets financial institution. Kelly has a significant amount of experience - [Terri Sands](https://www.bankers-bank.com/speaker/terri-sands/) - Mrs. Terri Sands specializes in Payments and Regulatory Compliance & Financial Crimes. Prior to Stout, Mrs. Sands founded Secura Risk Management in 2011 and successfully led the company’s membership, consulting, and compliance auditing practices. She has extensive experience in the financial services industry, including 20 years of consulting experience and 15 years of direct banking - [Steven Atnip, CISSP](https://www.bankers-bank.com/speaker/steven-atnip-cissp/) - Steven is a Principal Consultant for Verizon Threat Research Advisory Center (VTRAC). His focus is in SMS Mobile Fraud, Dark Web Hunting, Threat Intelligence, and Identity Protection. Steven has worked as a Cyber Intelligence Analyst and Dark Web Hunter throughout the telecoms and financial industry for over 10 years. He formerly served in Naval Intelligence - [Rose Washofsky](https://www.bankers-bank.com/speaker/rose-washofsky/) - [Caleb Stewart](https://www.bankers-bank.com/speaker/caleb-stewart/) - [Bill Roohi](https://www.bankers-bank.com/speaker/bill-roohi/) - [Jessica Johnson](https://www.bankers-bank.com/speaker/jessica-johnson/) - [Skyla Comer](https://www.bankers-bank.com/speaker/skyla-comer/) - [Maria Wilke](https://www.bankers-bank.com/speaker/maria-wilke/) - [Anjelica Dortch](https://www.bankers-bank.com/speaker/anjelica-dortch/) - Anjelica Dortch serves as Vice President of Operational Risk & Cybersecurity Policy at ICBA. In this role, she represents the association and champions its policy positions on cybersecurity, artificial intelligence, and operational risk-related legislation and regulations. Prior to joining ICBA, Ms. Dortch served as Senior Director and Head of Global Cybersecurity Policy at SAP, where - [Tina Rootz](https://www.bankers-bank.com/speaker/tina-rootz/) - [Amanda Compton, CFE](https://www.bankers-bank.com/speaker/amanda-compton-cfe/) - Amanda Compton is a Payments Strategies Industry Consultant with the Secure Payments team in the Federal Reserve Financial Services. She works with internal teams and external stakeholders on advancing fraud prevention, detection, and mitigation related content to promote improvements within the U.S. payment system. Prior to joining the Federal Reserve, Amanda Compton was the Director - [Kristin Parker](https://www.bankers-bank.com/speaker/justin-fischer/) - Kristin Parker plays an integral part of RiskScout as the Vice President of Compliance and Operations, offering a unique skill set of risk-based consulting, client outreach, and thought leadership on emerging industries. Parker has had a flourishing career in community bank BSA/AML arenas, including in early 2019 when she successfully created and implemented one of - [Stephanie Miracle](https://www.bankers-bank.com/speaker/stephanie-miracle/) - Stephanie Miracle serves in a leadership role within the FedNow Service, a near real-time payment and settlement service developed by the Federal Reserve to support instant payments in the United States. Miracle is focused on driving adoption of the service across a diverse set of financial institutions, and fostering innovation through partnerships and use cases - [Sherrie Hogge, CAFP, CBAP](https://www.bankers-bank.com/speaker/sherry-hogge/) - Sherrie has over 20 years of experience working for Chesapeake Bank, a $1.5 billion community bank. She currently oversees the Fraud Team, which strives to provide support and educational resources to employees, customers, and communities. Sherrie is focused on fraud awareness and is intentional about building proactive approaches to fraud scenarios. Education is a top - [Erin O'Donnell](https://www.bankers-bank.com/speaker/erin-odonnell/) - Erin O'Donnell is a leader and advocate in the intersection of finance and cannabis, serving as the Co-Founder of the American Cannabis Bankers Association. Her work focuses on product innovation and education, driven by her passion empowering women in the industry. With over three decades of strategic event management experience, Erin has been pivotal in - [Michael Maxey](https://www.bankers-bank.com/speaker/michael-maxey/) - Michael is a native of Mobile, Alabama and a graduate of the University of South Alabama. He joined the Mobile Police Department in 2010 where he spent the majority of his years as a detective in the Financial Crimes unit. Michael also served as a task force officer for the United States Secret Service where - [Joseph Tess](https://www.bankers-bank.com/speaker/joseph-tess/) - Joe is a Managing Director in Stout’s Dispute, Claims and Investigations practice. Joe has over 20 years of experience specializing in forensic accounting, expert testimony, litigation support and complex claims consulting. Joe has extensive experience analyzing complex financial and economic issues related to commercial disputes and transactions. Joe has assisted clients and their counsel with - [Kimberly Schaegar](https://www.bankers-bank.com/speaker/kimberly-schaegar/) - Kimberly Schaefer is one of two BSA/AML Lead Experts for Community Banks covering West, Midwest and South Regions. In this role, she participates as a subject matter expert on complex BSA/AML examinations and provides guidance and training to OCC management, field examiners, and bankers related to AML/CFT laws and regulations. Kimberly previously served as a - [Brad Rustin](https://www.bankers-bank.com/speaker/brad-ruskin/) - Brad Rustin chairs the firm’s Financial Services Regulatory Practice. His career began as a litigator focusing on consumer financial services litigation and defense of regulatory claims against chartered and non-chartered financial institutions, finance entities, and money services business. Following in the wake of the fiscal crisis, he began working with financial institutions, state-licensed lenders, money - [Jeremy Pritchard](https://www.bankers-bank.com/speaker/jeremy-pritchard/) - Jeremy Pritchard serves as the Chief Deposit Officer for Morris Bank with over 20 years of banking experience. He received his Bachelor of Arts from Mercer University in Macon, Georgia. Pritchard has extensive experience in Treasury Services, banking technology, and fraud mitigation, and has a background in consumer banking and commercial lending. He is a - [Matthew Orso](https://www.bankers-bank.com/speaker/matthew-orso/) - Matt is a skilled advocate for clients subject to regulatory oversight, including financial services companies. He provides guidance by developing informed strategies for investigations, enforcement matters, compliance, and litigation. Matt helps clients manage legal, financial, and reputational risks arising from regulatory scrutiny. He defends companies and individuals in criminal and civil white collar enforcement actions, - [Paul Moura](https://www.bankers-bank.com/speaker/paul-moura/) - Paul Moura, a recognized litigator and counselor, devises innovative solutions for clients in complex business disputes and high-stakes insurance coverage matters. Mr. Moura’s experience includes representing: Insurance Litigation and Dispute Resolution Various clients in presenting, prosecuting, and defending claims under commercial general liability insurance (EPLI), professional liability, and crime insurance coverages* A university in negotiating - [William 'Pat' Huttenbach](https://www.bankers-bank.com/speaker/william-pat-huttenbach/) - William ("Pat") Huttenbach is a litigation attorney concentrating on civil matters at Crain, Caton & James, P.C. He has been asked to be an expert witness on issues concerning UCC sections 3, 4, and 4A. He has answered over 210 lawsuits involving UCC sections 3, 4, and/or 4A issues. He has also personally answered over - [Ben Hutten](https://www.bankers-bank.com/speaker/ben-hutten/) - Benjamin Hutten provides compliance, investigation and defense services to a wide range of foreign and domestic financial institutions, fintechs, corporations, and individuals with a focus on international sanctions administered by the Office of Foreign Assets Control (OFAC) and anti- money-laundering (AML) laws. He also provides strategic advice to money transmitters, digital asset service providers and - [David Gettings](https://www.bankers-bank.com/speaker/david-gettings/) - Dave is a partner of the firm who focuses on defending clients in consumer class actions and complex commercial litigation nationwide, particularly cases involving a variety of federal and state laws and regulations, including the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and associated FCC regulations, the Fair Debt Collection Practices - [Jenefer Duane](https://www.bankers-bank.com/speaker/jenefer-duane/) - Jenefer’s 25-year elder justice career was launched in the mid 1990’s when she led a group of key community stakeholders, including 15 financial institutions, to establish the Marin Bank Reporting Project in Northern California. She then founded and went on to lead the non-profit Elder Financial Protection Network in California as founder and CEO for - [Jeremie Beaudry, CAMS](https://www.bankers-bank.com/speaker/jeremie-beaudry-cams/) - Jeremie Beaudry served as a senior corporate counsel and Chief Compliance Officer at several financial institutions before joining Unit21. He is a Certified Anti-Money Laundering Specialist (CAMS) and is an attorney in Georgia where he was awarded "Special Counsel" of the year as an expert in fintech and cryptocurrency. - [Rayleen M. Pirnie, BCJ, AAP, CERP](https://www.bankers-bank.com/speaker/rayleen-m-pirnie-bcj-aap-cerp/) - Rayleen is the Director of Risk & Fraud at NEACH overseeing the organization’s comprehensive risk management program, advancing strategy to support both industry and member efforts to identify and mitigate fraud. In her role as an Advisor for NEACH Payments Group (NPG), she serves as the primary consultant assisting institutions with Regulation E compliance. With - [Donna Barker](https://www.bankers-bank.com/speaker/donna-barker/) - [Allen Aker](https://www.bankers-bank.com/speaker/allen-aker/) - [Chris Smith](https://www.bankers-bank.com/speaker/chris-smith/) - [Andrew Nichol](https://www.bankers-bank.com/speaker/andrew-nichol/) - [Todd Patrick, CFA](https://www.bankers-bank.com/speaker/todd-patrick-cfa-2/) - [Reid Lynch](https://www.bankers-bank.com/speaker/reid-lynch/) - [Todd Davis, CFA](https://www.bankers-bank.com/speaker/todd-davis-cfa/) - [Charlie Brinkley, Jr.](https://www.bankers-bank.com/speaker/charlie-brinkley-jr/) - [Todd Patrick, CFA](https://www.bankers-bank.com/speaker/todd-patrick-cfa/) - Todd Patrick has been working with financial institutions in the securities industry since 1995. He actively participates with helping institutions manage their investment portfolios, funding needs, and interest rate risks. He has extensive knowledge in these fields along with the economic climate and balance sheet management strategies. Todd has spoken at numerous investment conferences and - [Scott Rosenbaum](https://www.bankers-bank.com/speaker/scott-rosenbaum/) - Scott Rosenbaum is a Director in Stout’s Disputes, Claims, and Investigations practice. He has over 10 years of experience as a consultant, investigator, and accountant. He previously worked in KPMG’s Forensic practice and for a private think-tank providing forensic accounting, litigation, and investigation consulting services to clients in a variety of matters. Scott specializes in - [Drew Booth](https://www.bankers-bank.com/speaker/drew-booth/) - [Dionne Smith](https://www.bankers-bank.com/speaker/dionne-smith/) - [Timothy Vardaman](https://www.bankers-bank.com/speaker/timothy-vardaman/) - [Richard Robey](https://www.bankers-bank.com/speaker/richard-robey/) - [Ray Morgan](https://www.bankers-bank.com/speaker/ray-morgan/) - [John Lorino](https://www.bankers-bank.com/speaker/john-lorino/) - [Scott Kimel](https://www.bankers-bank.com/speaker/scott-kimel/) - [Edward Hobbs](https://www.bankers-bank.com/speaker/edward-hobbs/) - [Amee Goodhew](https://www.bankers-bank.com/speaker/amee-goodhew/) - [Jared Ellis](https://www.bankers-bank.com/speaker/jared-ellis/) - [Wes Caudell](https://www.bankers-bank.com/speaker/wes-caudell/) - [Rob Trott](https://www.bankers-bank.com/speaker/rob-trott/) - [Herbert Thomas](https://www.bankers-bank.com/speaker/herbert-thomas/) - [Keith Jones](https://www.bankers-bank.com/speaker/keith-jones/) - [Jonathan Simon](https://www.bankers-bank.com/speaker/jonathan-simon/) - [Jeff Sands](https://www.bankers-bank.com/speaker/jeff-sands/) - [Jeff Hudson](https://www.bankers-bank.com/speaker/jeff-hudson/) - [Charles Kown](https://www.bankers-bank.com/speaker/charles-kown/) - [Charles Morris](https://www.bankers-bank.com/speaker/charles-morris/) - [Andrea Randall](https://www.bankers-bank.com/speaker/andrea-randall/) - [Michael Malone](https://www.bankers-bank.com/speaker/michael-malone/) - [Shannon Kirby](https://www.bankers-bank.com/speaker/shannon-kirby/) - Vice President Administration Manager - [Craig Eversole](https://www.bankers-bank.com/speaker/craig-eversole/) - [Joshua Brunt](https://www.bankers-bank.com/speaker/joshua-brunt/) - [Cheryl Kennedy](https://www.bankers-bank.com/speaker/cheryl-kennedy/) - [Allen David](https://www.bankers-bank.com/speaker/allen-david/) - [Kim Langlois](https://www.bankers-bank.com/speaker/kim-langlois/) - [Joseph F. Quinlan, Jr.](https://www.bankers-bank.com/speaker/joseph-f-quinlan-jr-2/) - Chairman First National Bankers Bankshares, Inc. - [M. Hunter Spedale](https://www.bankers-bank.com/speaker/m-hunter-spedale/) - [Kathy Smith, CRCM, CAMS-Audit](https://www.bankers-bank.com/speaker/kathy-smith-crcm-cams-audit/) - Education • MS, Business Administration, Fordham University • BS, Business Administration, University of Louisiana at Lafayette Certifications and Training • Certified Anti-Money Laundering Specialist Audit, ACAMS • Certified Regulatory Compliance Manager • Six Sigma (Quality Process Improvement Certification, GE • ABA Graduate School of Compliance Management • ABA National Compliance School • ABA Money Laundering - [Laura Boudreaux](https://www.bankers-bank.com/speaker/laura-boudreaux/) - Ms. Boudreaux serves as Chief Compliance Officer for First National Bankers Bank (FNBB) and for FNBB Capital Markets, LLC. She joined FNBB in 1997 and has worked in various areas including Safekeeping, Portfolio Accounting, Asset Liability Management services and most recently, Compliance. She has been the Bank’s Compliance Officer since 2011. Over the years, her - [Steven Bunn](https://www.bankers-bank.com/speaker/steven-bunn/) - Mr. Bunn is an Associate in the Disputes, Compliance, and Investigations practice. He has over 12 years of banking experience with most of his work focused on BSA/AML, OFAC/Sanctions, and anti-fraud program development. He has been a System Administrator for multiple BSA/AML/OFAC systems where he was responsible for overseeing version upgrades, data reconciliation, system troubleshooting, - [Dick Fraher](https://www.bankers-bank.com/speaker/dick-fraher/) - Richard Fraher is the founder and principal of Payment Innovation & Regulation, LLC, which offers expert witness services and strategic consulting at the intersection of the payments business, technological innovation, law and regulation, and public policy. He also serves as an adjunct professor at Emory University School of Law, teaching the law of payment systems. - [Uday Gulvadi](https://www.bankers-bank.com/speaker/uday-gulvadi/) - Uday Gulvadi is a Director in the Disputes, Compliance, & Investigations group. He is a financial crimes, internal audit, and risk advisory expert with over 20 years of experience in risk, compliance, anti-money laundering (AML), financial crimes compliance, and internal audit. Uday brings extensive international business experience successfully leading and delivering projects with international clients - [Dan Haggerty](https://www.bankers-bank.com/speaker/dan-haggerty/) - Dan Haggerty is a Principal Examiner on the BSA/AML Risk Supervision Team of the Federal Reserve Bank of Atlanta. Dan conducts BSA/AML examinations for systemically important financial institutions, large and regional banks, and the US operations of foreign banks. In 2019 and 2020, he was a Federal Financial Institutions Examination Council award recipient for his - [Robert Levine](https://www.bankers-bank.com/speaker/robert-levine/) - Robert Levine is a Director in the Disputes, Compliance, & Investigations group. The practice encompasses all areas of litigation support, forensic accounting and computer forensics. Robert has significant experience in providing a broad range of business and financial advice to trial lawyers and in-house counsel throughout the dispute process, including matters involving breach of contract, - [David L. Peterson](https://www.bankers-bank.com/speaker/david-l-peterson/) - David Peterson has inspired countless audiences to rethink how innovation happens in their organization. His insight and actionable content helps leaders foster a culture of innovation that encourages workforce diversity and instills accountability for driving growth. As the Chief Innovation Officer of First National Bankers Bank (FNBB) of Baton Rouge LA, David is a tireless - [Hunter Spedale](https://www.bankers-bank.com/speaker/hunter-spedale/) - Mr. Spedale serves as Senior Vice President and Managing Director of the Compliance Services Division at FNBB Services Corp (FSC). Hunter has served in the compliance department at FSC since 2014 and continues to conduct consulting and audit work in addition to managing all aspects of the Division. FSC’s Compliance Division offers full scope audits - [Michael Edwards](https://www.bankers-bank.com/speaker/michael-edwards/) - Michael Edwards is a compliance specialist with the OCC in the New Orleans Field Office. He has been with the OCC since 2012 and has also worked with the Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), and private sector. He was a Compliance Officer for a regulatory services company and served as legal ## Categories - [FNBB Insights](https://www.bankers-bank.com/category/insights/) - [News](https://www.bankers-bank.com/category/news/) - [Investment Newsletters](https://www.bankers-bank.com/category/investment-newsletters/) - The FNBB Capital Markets Newsletter is an informative review of various economic trends and strategies. If you do not know your Capital Markets Representative and would like to speak with someone concerning your Investment Portfolio or the information contained in this newsletter, please contact your Business Development Officer or send your request to info@bankers-bank.com. - [Strategic Partner Insights](https://www.bankers-bank.com/category/strategic-partner-insights/) ## Event Categories - [Regulations Webinar Series](https://www.bankers-bank.com/events/category/regulations-webinar-series/) - [ePay Resources ACH Boot Camp](https://www.bankers-bank.com/events/category/epay-resources-ach-boot-camp/) - [Annual Summer Conference and Investment Conference](https://www.bankers-bank.com/events/category/annual-summer-conference-and-investment-conference/) - [Credit Training](https://www.bankers-bank.com/events/category/credit-training/)