Birmingham, AL and Westlake, OH — [December 11, 2025] — FNBB Capital Markets, LLC, a subsidiary of First National Bankers Bankshares, Inc., specializing in retirement planning and bank owned life insurance (BOLI) for community financial institutions, today announced a strategic alliance with Banc Consulting Partners, designed to expand its BOLI offering for community banks. This alliance brings together the experience of FNBB Capital Markets, LLC with the BOLI and non-qualified benefit solutions offered by Banc Consulting Partners. Together, the firms will provide community banks with a more robust suite of services designed to enhance capital structure, optimize funding strategies, and support stronger long-term financial performance. “FNBB, Inc. is committed to supporting the success and sustainability of community banks,” said Chris Corts, FNBB Capital Markets, LLC President. Corts continued, “Partnering with Banc Consulting Partners enables us to deliver expanded BOLI solutions that support leadership retention and long-term growth strategies in an increasingly dynamic financial landscape.” “This strategic alliance enhances our ability to help community banks navigate an increasingly complex capital environment and competitive landscape,” said Lou Moore, Managing Principal, Banc Consulting Partners. “By leveraging FNBB Capital Markets LLC’s depth of banking relationships with our non-qualified benefit and BOLI expertise, we can provide solutions that are both strategic and actionable.” Alliance Benefits Through this strategic alliance, community banks will gain access to: Integrated capital planning Custom strategies to optimize funding sources and capital structure Enhanced solutions supporting executive retention and succession planning Market insights to support long-term growth and shareholder value About FNBB Capital Markets, LLC FNBB Capital Markets, LLC, based in Birmingham, Alabama, is a subsidiary of First National Bankers Bankshares, Inc. FNBB Capital Markets, LLC is registered with the Securities Exchange Commission as a broker dealer and regulated by FINRA. As an introducing broker dealer, the firm offers retirement benefits plans and bank-owned life insurance to financial institutions, as well as limited brokerage services to individuals. All FNBB Capital Markets, LLC representatives are employees of First National Bankers Bank (FNBB) which is based in Baton Rouge, Louisiana. FNBB’s Capital Markets Division is registered with the Securities Exchange Commission as a bank dealer and regulated by the Office of the Comptroller of the Currency. The Capital Markets Division delivers a full selection of investment products and services to help financial institutions manager their investment portfolio. Such selections include, fixed income trading, safekeeping and portfolio accounting. Learn more at: www.bankers-bank.com About Banc Consulting Partners Banc Consulting Partners (BCP) is an independent consulting firm specializing in the design, implementation, and administration of Bank-Owned Life Insurance (BOLI) programs and non-qualified executive and director benefit plans. Headquartered in Cleveland, Ohio, and serving more than 300 community banks nationwide, BCP delivers practical expertise, comprehensive due diligence, and exceptional ongoing service to help clients strengthen leadership retention and long-term financial performance. Learn more at: www.bancconsultingpartners.com